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Best Crypto Debit Cards: The Top Picks! ??Is the bitcoindecentral.org Visa Card a credit or debit card? The bitcoindecentral.org Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The Wirex Card operates as a debit card, meaning you can spend funds directly from your Wirex account, encompassing both cryptocurrency and traditional fiat. Coinbase crypto card is a Visa debit card, funded by your Coinbase balance. You can use it in millions of locations around the world for PIN or contactless.